Mortgage Loan Originator

Location: Clearwater
Posted on: April 14, 2025

Job Description:

GENERAL FUNCTION: Performs a wide range of duties relating to the origination of residential 1st mortgage loans for outside referrals. Meets standards and objectives defined by management for mortgage loan sales and cross-selling objectives. Assumesoverall responsibility for the residential mortgage loan from application to closing.







ESSENTIAL DUTIES & RESPONSIBILITIES:



* Develop referral contacts (realtors, builders, professional and personal contacts).



* Maintain knowledge of Fifth Third Mortgage Company''s policies and procedures.



* Maintain knowledge of available loan products, processing procedures, and underwriting and general departmental guidelines.



* Follow defined protocol for escalation exceptions.



* Take applicant applications by completing Fannie Mae form 1003 on the laptop.



* Utilize the laptop for communication and access of daily rates, applicant credit reports, Loan Prospector responses and transmitting the loan to LOMAS.



* Collect appropriate documentation from each applicant and deliver loan package in the time frames set by management.



* Manage pipeline for all originated loans through closing and complete required management reports.



* Communicate with branches and/or applicants of providing timely updates and progress reports.



* Maintain high levels of customer service while managing each applicant''s and support staff#s expectations.



* Attend and participate in all Consumer Lending meetings as required by management.







SUPERVISORY RESPONSIBILITIES: None.

Keywords: , Clearwater , Mortgage Loan Originator, PR / Public Relations , Clearwater, Florida