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Mortgage Loan Originator

Company: MIDFLORIDA Credit Union
Location: Clearwater
Posted on: September 5, 2019

Job Description:

MIDFLORIDA Credit Union is seeking an experienced Mortgage Loan Officer for an Inside Sales position within our Gulf to Bay, Clearwater, FL branch location. At MIDFLORIDA, we are proud to be defined by the excellent service and convenience offered to our membership. We recognize that this image is uniquely tied to recruiting and maintaining well-qualified, service-oriented employees.Job DescriptionGenerating first mortgage real estate loans from the MIDFLORIDA Credit Union field of membershipReviewing pre-qualifications to determine appropriate programs and products for clientsIssuing prequalification letters and appropriate disclosuresTaking rate phone calls, reviewing referrals and online applicationsProviding excellent customer service both over the phone and in personReviewing credit reports and locking in loans with secondary market (if applicable)Auditing files for complete information and compliance with secondary market guidelinesProviding good faith estimates, truth-in-lending and other appropriate disclosures to borrowers within 3 business days of applicationCross selling other credit union products and services to first mortgage loan applicantsQualifications IncludeA minimum of 3 years of government (FHA/VA/USDA) and conventional loan origination experienceAdvanced knowledge of the Clearwater, FL area real estate marketThorough understanding of Federal and State mortgage regulationsExperience with loan underwriting and secondary market guidelinesAdvanced user abilities with mortgage lending software platformsCandidates will possess strong sales abilities, excellent customer service, communication and organization skillsHigh school diploma or equivalent requiredNMLS registration requiredAt MIDFLORIDA, we are proud to be defined by the excellent service and convenience offered to our membership. We recognize that this image is uniquely tied to recruiting and maintaining well-qualified, service-oriented employees. Since our founding in 1954 MIDFLORIDA has grown to include 50 branches, 900 employees and more than $3.3 billion in assets. Presently, we serve 314,000 plus members in the Central Florida area with products and services that rival any local bank, while maintaining the Credit Union philosophy of excellent personal attention. Learn more at is pleased to offer generous pay and benefits programs with include affordable Health/Life/Dental coverage, Annual Performance Based Pay Increases, Annual Bonus, Matching 401(k) contributions, Paid Holidays, PTO, and Tuition Assistance.MIDFLORIDA is pleased to offer generous pay and benefits programs to include health/life/dental coverage, annual bonus, merit based annual reviews, matching 401(k), PTO and Holiday pay, and tuition assistance.MIDFLORIDA Credit Union is an equal opportunity employer.Drug Free Workplace

Keywords: MIDFLORIDA Credit Union, Clearwater , Mortgage Loan Originator, Other , Clearwater, Florida

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