Program Manager

Company: USALLIANCE Financial
Location: Clearwater
Posted on: May 25, 2023

Job Description:

The Program Manager is responsible for developing and maintaining loan products, policies, and procedures within USA Specialty Lending, a specialized lending division within USALLIANCE Federal Credit Union. USA Specialty Lending currently offers Financing Programs for Aircraft, Marine, Motorized RV and Specialty (Classic/Exotic) Auto marketplaces. This position may require travel up to 10% including participation in related industry events. This position will require a minimum of 3 days per week on-site at our Clearwater, FL office and other days will be flexible to work off-site. Cultivate relationships with existing sources/brokers and develop new, meaningful referral sources through promotion of Specialty Lending Programs and delivering exceptional customer service, Complete vendor/broker due diligence for new referral sources and maintain compliance with vendor management procedures for active sources, including but not limited to annual risk assessments, COI tracking and review, Develop and manage initiatives to expand product offering within existing Specialty Lending Programs and identify/assess new market opportunities complimentary to current offering, Lead development and transaction screening of new inquiries from direct/indirect sources to determine if opportunities meet USA Specialty Lending Program requirements, Perform periodic 'rate shop' of competitive marketplace and analysis of internal/external COF/indices in conjunction with pricing recommendations for all Specialty Lending Programs, Create, implement and maintain reporting on departmental Performance, Productivity & Profitability for the Director of Specialty Lending and Credit Union senior leadership, Act as a liaison with other divisions within the Credit Union (i.e. marketing, IT, accounting, etc.) to coordinate implementation of new products, procedures, documentation, etc., Oversight and dissemination of new USA Specialty Lending Programs, Product Info, Procedures, Policies and Pricing (rate sheets), Attend industry conferences/conventions/shows and assist with annual budgeting, Involvement in data gathering for internal and external audits, Provide direct support to the Director of Specialty Lending on various departmental initiatives. Requirements Direct knowledge and experience within the direct and indirect consumer lending space. This includes basic understanding of account management, risk mitigation, underwriting, documentation, processing and portfolio management/reporting practices, Demonstrated leadership within a specialized lending division, with experience developing and managing secured/unsecured loan products with a broad spectrum of assets is preferred, Understanding of consumer and specialized asset documentation requirements, Previous involvement with the financing of recreational assets including FAA secured aircraft, US Coast Guard documented vessels, motorized RVs and classic/exotic automobiles is preferred, The candidate should be detail oriented with the ability to work in a fast-paced environment and meet tight deadlines to accomplish departmental growth and profitability goals, Strong interpersonal skills with demonstrated ability to build effective relationships and work collaboratively, Proficient in MS Office, Strong commitment to providing excellent member service, Adhere to lending guidelines, banking statutes & regulations as well as Credit Union policies and procedures. Benefits Work Culture & Benefits Medical and Dental Insurance Employer Paid Vision and Life Insurance Incentive eligible 401(k) Savings Plan with Full Employer Match Up to 6% Flexible Spending Accounts for Health & Dependent Care Expenses Collaborative & Dynamic Co-workers Innovative & Relevant Technology Resources Career PlanningUSALLIANCE Federal Credit Union, as an Equal Opportunity Employer, values and supports the diverse cultures, perspectives, skills and experiences within our workforce.Job Type: Full-timePay: From $75,000.00 per yearBenefits: 401(k) 401(k) matching Dental insurance Employee assistance program Flexible spending account Health insurance Health savings account Life insurance Paid time off Referral program Vision insuranceWork Location: Hybrid remote in Clearwater, FL

Keywords: USALLIANCE Financial, Clearwater , Program Manager, Executive , Clearwater, Florida